Leasing (Finance Packages)

Asset finance is a flexible, easy way of obtaining new equipment, vehicles or other fixed assets without the need to make a large outright purchase, raise finance on existing assets or provide additional security as a traditional bank would require.

It also provides significant cash flow benefits and is by far the most tax efficient way of making a business purchase.

Leasing allows a customer to obtain and use an asset without tying up capital in an asset that will decrease in value over time and without having the responsibility of ownership. It also means the capital can be invested in other business areas.

Advantages of Leasing:

  • No large initial capital outlay is required. With only a small advance rental required, the capital cost of the equipment is spread over 1, 2 or 3 years.
  • Leasing is of a fixed term nature, with fixed payments agreed in advance, thus enabling efficient budgeting and a healthy cash flow.
  • The monthly payment consisting of the principal amount and interest is fully tax deductible.
  • The VAT element is not payable up front but is spread over the period of the agreement. Equally, all VAT is reclaimable if the business is VAT registered.
  • Lease finance is an easy addition to your existing bank facilities without it affecting your borrowing capabilities.
  • No personal security is required.
  • Leasing allows the equipment to be paid for as it works for you.
  • Equipment can be easily upgraded to keep in line with changes in technology and the original lease simply amended each time.

Please contact us to discuss your requirements or visit our Online Application Forms page.

Contact us on 01329 844111 or email us at enquiries@delta-finance.co.uk

"Delta were a pleasure to deal with, taking time to talk through all our options without making it feel like an impersonal, automated, number-crunching exercise."     

Stephen Johnson, Managing Director - Portsmouth.com Removals


Delta Finance has been providing independent leasing and hire purchase finance solutions to businesses and individuals since 1999.  The Company holds full Consumer Credit and Data Protection Licences and is a long standing member of the Consumer Credit Trade Association (CCTA).


Contact Us

Delta House
1 West Street
PO14 4DH

Phone: 01329 844111
Fax: 01329 844222
Email: enquiries@delta-finance.co.uk

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Hill Associates (Finance) Limited trading as Delta Finance Corporation is authorised and regulated by the Financial Conduct Authority for the purposes of credit-related regulated activities, including leasing. FCA reference number: 472681. Registered in England & Wales: 03711087 VAT Number: 737 277 310